The Future of Block Chain in Healthcare Insurance: Reducing Fraud and Enhancing Claims Processing

Kirtiksha Sarate *

Department of Computer Science and Design, Faculty of Engineering and Technology, Datta Meghe Institute of Higher Education and Research (DU), Sawangi, Wardha, Maharashtra, 442001, India.

Utkarsha Pacharaney

Department of Computer Science and Design, Faculty of Engineering and Technology, Datta Meghe Institute of Higher Education and Research (DU), Sawangi, Wardha, Maharashtra, 442001, India.

*Author to whom correspondence should be addressed.


Abstract

Block chain technology is a powerful solution for advancing the security of medical services by addressing problems like extortion and sluggish case processing. This study examines how block chain can improve the framework's efficiency, security, and clarity. Block chain’s decentralized and immutable structure allows for the safe storage and sharing of patient data, ensuring its accuracy and meticulous design. Brilliant agreements reduce the likelihood of misrepresentation while automating the case engagement, making it faster and more accurate. Permissioned block chain frameworks are used in the suggested structure to manage access to sensitive patient data and comply with information assurance standards. The accuracy of case information is protected by cryptoic mechanisms like hashing, and human awareness detects questionable activities. Additionally, wearable health devices can provide continuous health data to advance claims processing. Comparing this framework to existing methods, testing on healthcare protection data reveals that it reduces costs, processes claims more quickly, and detects extortion more accurately. It also does well in terms of accuracy, precision, and consistency. This analysis highlights how block chain can improve the safety of medical services, reduce deception, and expedite the processing of claims. Future efforts will focus on coordinating new developments, resolving adaptation concerns, and resolving challenges to ensure that block chain’s full potential is recognized in the protection of medical services.

Keywords: Block chain, health insurance, anticipation of extortion, case management, intelligence policies, wearable technology, cryptoy, information security, functional productivity


How to Cite

Sarate, Kirtiksha, and Utkarsha Pacharaney. 2025. “The Future of Block Chain in Healthcare Insurance: Reducing Fraud and Enhancing Claims Processing”. Asian Journal of Research in Computer Science 18 (4):495-504. https://doi.org/10.9734/ajrcos/2025/v18i4633.

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